Homebuyer Incentives

The following sections are an up-to-date list of homebuyer programs and neighborhood incentives to review as you consider making Youngstown your home.

Programs - Income Eligible Buyers

Humility of Mary Health Partners (HMHP) Hope VI Home Ownership Program

HMHP employees are eligible for $3,000 to assist them in making the necessary down payment and other related costs required for home ownership under the HOPE VI program. The $3,000 will be considered a loan that will be considered paid-in-full after the employee completes three years after the date of home purchase of both continuing to work for HMHP and continue to reside in the home. The loan will be reduced by a third each of the three years.

  • Must be an HMHP employee with a hire basis of 32 hours or more and in good standing.
  • HMHP employees’ current length of service is greater than or equal to two years.
  • HMHP employees’ annual income is up to $24,000 or family income is up to $41,700.
  • Must participate in HMHP Hope VI Development Program.
  • Must meet and maintain all YMHA Hope VI and HMHP criteria.

For additional information contact:

Human Resources Service Center
Humility of Mary Health Partners

Neighborhood-Specific Incentives

Residents receive exclusive discounts periodically to the local Handel’s ice cream parlor in the neighborhood.